insuranceHQ⚡ai

⚡ CRM · Dialer · Commission Engine — one system

The back office that
pays for itself⚡

Every lapse caught before the deposit. Every agent on one live board. Every dollar tied to the statement line it came from. Built inside a working Medicare agency — and this page is running a live simulation of it. Go ahead. Click it.

See the three jobs ↓
commissions reconciled in the simulation below $82,028
app.insurancehq.ai — Meridian Senior Advisors
LIVE
◆ Meridian
  • Dashboard
  • Dialer Floor
  • Lapse Radar
  • Book of Business
  • Commissions
  • Reports
6
agents live
86
calls today
13
apps written
9:41:07
total talk time
AgentStatusIn stateCallsSales
Simulation, fictional data — the real thing looks like this with your book in it.

⚡ The whole product in one sentence

Keep the money. Make the money.
Count the money.

Four screens from the product, rendered with fictional data. Click any of them.

Keep it

Retention that runs itself

  • Lapse radar fires the day a chargeback hits a statement
  • Save queue routes the client to a CSR, script attached
  • Real persistency from policy lifespans
  • Welcome calls, birthdays, annual reviews on cadence
Make it

A floor you can see

  • Built-in dialer — softphone, queues, inbound routing
  • Live board: who's on, who's calling, who's idle
  • Monitor, whisper, barge on any live call
  • Recruiting → contracting → training, one funnel
Count it

Numbers that tie out

  • Statement import with duplicate detection
  • Agent pay computed from your comp grid
  • Reconciliation that proves the total, to the penny
  • QuickBooks P&L beside commission revenue
🛟 Lapse Radarstatements → chargebacks → save queue
9
new this stmt
4
in save queue
3
saved · 30d
$3,123
at risk
Dorothy MitchellAetna MAPD · 14 mo on book · clawback 03/26 stmt −$347📞 Route
Frank OseiHumana MAPD · 8 mo · plan change detected −$347📞 Route
Rosa DelgadoWellcare PDP · routed to Ashley · call 2:30 PM saved✓ queue
chargebacks flagged the day the file lands🔍 click to enlarge
🎧 Dialer · Agent Floorlive states · production · coaching
6
logged in
3
on a call
86
calls today
9:41
talk hrs
agentstatusin statesales
David LazoOn call00:04:123Whisper
Maria SotoAvailable00:00:384Listen
James RayOn call00:11:042Whisper
Tom CarrFollow up00:06:471Listen
monitor · whisper · barge on any live call🔍 click to enlarge
🧾 Statement Reconciliationevery file · its own total · one proof
imported filelinesnet
aetna_2026-03.pdfimported 04/02 · 0 duplicates118$40,946.10
humana_2026-03.csvimported 04/02 · 0 duplicates74$25,678.44
uhc_pdp_2026-03.xlsximported 04/03 · 2 dupes skipped61$7,076.02
wellcare_2026-03.pdfimported 04/03 · incl. −$3,123 clawbacks42$8,327.62
Ties to Overview · Commission (Mar)$82,028.18 ✓
the total is the sum of the files — to the penny🔍 click to enlarge
💵 Agent Statement · Maria SotoMarch 2026 · comp grid: Medicare $25/app
lineappsrateearned
Medicare MAPDnew business31$25$775.00
Ancillary · GTL100% first-month prem6—$412.80
Volume step200+ active apps · +$5/app31$5$155.00
Chargeback1 lapse · Aetna1—−$25.00
Owed this period$1,317.80
"what am I owed" — answered in one click, not one day🔍 click to enlarge
0
from statement upload to a reconciled book
0
lapses caught last month before the deposit
0
database per agency — never a shared table
0
days in production on our own floor

⚡ Put a number on it

What did last year's lapses cost you?

$169,920
walked out the door — most of it reachable with one call made in time
If the radar saves just one in five, that's $33,984 kept — which is why this pays for itself. ⚡

⚡ Your data

The questions your compliance person will ask.

Where does our data live?

Your own database on your own instance. Not a shared table with a tenant column — a separate database, so no query can cross agencies.

Is there a BAA?

Signed with our cloud and telephony providers, and available with us. Medicare work is PHI work; we treat it that way.

Can we get our data out?

One-click CSV export of your whole book, any time, without asking us.

Who can see our money?

Commission figures never render on agent or CSR screens — and there's a button that audits the money doors and shows you the result.

Who's been in our portal?

Append-only audit log, including every time we sign in as your admin to help.

What if it goes down?

External uptime monitoring, automated backups with point-in-time recovery, and a restore drill we actually rehearse.

Who built this

Built to run a Medicare agency — because it runs one.

You're not the beta. We are.

Every screen exists because a real floor needed it on a real day: a chargeback nobody caught, an AEP week nobody could staff, a producer asking what they were owed. It has been in production daily since long before it was for sale — and the agency that built it is still the first to feel anything that breaks.

⚡ Before you ask

The questions that stall deals.

Statements and clients import from files you already have. Most agencies are live on their own data inside a week — and your old system keeps running until you're satisfied.
It can replace it — softphone, queues, inbound routing, and live coaching are built in, so the call, the client, and the commission are one record. Nothing forces the switch; agencies migrate the phones when they're ready.
One-click CSV export of everything, any time, without asking us. Leaving should be as easy as arriving — that's on purpose.
Month to month, priced per seat. Founding-agency rate locked for the first five agencies, setup and migration included.
Every instance is monitored externally around the clock, backed up automatically with point-in-time recovery, and we rehearse the restore. We run our own AEP on this — downtime hurts us first.

Fifteen minutes. Your numbers. No slides.

We'll walk your own questions through a live agency — the book, the floor, a statement importing and tying out. If it isn't a fit, we'll say so on the call.